Man Living in a Single Room

I had the chance to talk to one who called himself "the man living in a single room." What he was doing mainly was paying off his debts. He added that this was of most importance to him at this time. He acknowledged that he was doing this not because he wanted to, but because he had to. He was hoping to be debt free in 3 years. Naturally, what he wanted to say was that he wanted to make money.